RESPs
Saving for Your Child's Education (RESPs)
Build a brighter future for your child by following the recommended Government of Canada Steps to save for your child's education:
- Apply for the child’s Social Insurance Number (SIN)
- Take out a Registered Education Savings Plan (RESP) once you have received the child’s SIN.
- Ask your RESP provider to apply for the CESG (Canada Education Savings Grant) on your behalf. The funds will be deposited directly into his or her RESP.
Grant Eligibility Criteria
- Beneficiary must have a Social Insurance Number
- Beneficiary must be a Canadian resident
- Beneficiary must be 17 years of age or less
Downloads
Making the most of your RESP contribution
Other Links
CESGs
Complete CESG (Canada Education Savings Grant) guide from Human Resources Development Canada.
CESG Frequently Asked Questions
CLB's
The Canada Learning Bond (CLB) is a Government of Canada grant to help modest-income families start saving early for their child’s education after high school.
Registered Education Savings Plan (RESP)
RESP Frequently Asked Questions
How Do I Find a RESP Promoter?
Glossary of Terms
For residents of Alberta, the province has its own education savings plan.
Alberta Centennial Education Savings (ACES) Plan
RESP Investment calculator
Use the calculator to the left to find out what your contributions will add up to over the years. Remember, every contribution - no matter how big or small - makes a difference for your child's future.
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